Japan’s real estate loans exceeded the bubble period, after 26 years of innovation-darren hayes

The Japanese real estate loans in excess of the bubble period after a lapse of 26 years a new high U.S. stock market center: exclusive national industry sector stocks, premarket after hours, ETF, real-time quotes warrant [global network reporter Wang Huan] "Japanese economic news" reported on 25 February 2015, Japanese bank lending to the real estate industry over the foam during the period, after a lapse of 26 years, a record high. In Japan, low background, strong demand for residential and office buildings, the Bank of Japan (BoJ) qualitative quantitative easing that money flows to the real estate market. Although there is no land prices soared and trading volume of the rapid expansion of overheating, but if Japan extended negative interest rates and other stimulus policies have produced local fears of a bubble. According to the Bank of Japan statistics, in 2015 for the real estate industry loans increased by 6.1%, reaching 10 trillion and 673 billion yen. After 3 years of qualitative quantitative easing, the Bank of Japan increased by 30%. From the balance of financing, the end of 2015 reached 65 trillion and 710 billion 200 million yen, after a period of 18 years of innovation, accounting for 14% of the overall financing of domestic banks in japan. Japan’s last real estate financing peak for the real estate bubble in 1989 period, reaching 10 trillion and 441 billion 900 million yen. At that time, with skyrocketing land prices, the amount of financing in 3 years through. In 1990, the Ministry of Finance in Japan began to implement the regulation of the total amount of real estate financing, which became a fuse of the real estate bubble burst. Public land prices fell by 0.3% in 2015. The inflow of money into real estate prices is confined to Tokyo, Osaka and Nagoya, the three largest metropolitan areas. Japan’s major banks said the "real estate investment trust (REIT)", such as the real estate fund financing is increasing". Real estate investment trusts aim at profitability, investing in office buildings and commercial facilities in the city. This is different from the bubble period that all investors invest in real estate and expect housing prices to rise. With the expansion of bank financing and the purchase of Bank of Japan, the financing environment of REITs is improving. 1 real estate investment trust owned real estate assets of about 14 trillion yen, equivalent to 1.5 times 3 years ago. Bank financing also flows through the Real Estate Company to the residential building market. In order to save tax and investment, foreigners and wealthy people are increasing the purchase of residential buildings. It’s also promoting residential building sales. In 2015, the average price of each residential building in Tokyo circle of Japan was 55 million 180 thousand yen (RMB 3 million 221 thousand and 400 yuan), the highest since 1991. By the end of 2015, the merger of Sumitomo residential real estate business with interest and liabilities reached 3 trillion and 131 billion 800 million yen, an increase of about 140 billion yen in 1 years. Editor in chief: Zhang Yujie SF107

日本房地产贷款超过泡沫期 时隔26年创新高 美股行情中心:独家提供全美股行业板块、盘前盘后、ETF、权证实时行情   【环球网报道 记者 王欢】《日本经济新闻》2月25日报道称,日本的银行2015年对房地产行业的贷款超过了泡沫时期,时隔26年创出新高。在日本低息的背景下,住宅和办公楼的需求坚挺,日本银行(央行)的质化量化宽松举措使金钱流向房地产市场。虽然还没有地价猛涨和交易量急速扩大等过热现象,但日本如果延长负利率等刺激政策,也有产生局部泡沫的担忧。   据日本银行统计,2015年面向房地产行业的贷款同比增加6.1%,达到10.673万亿日元。在日本银行实施质化量化宽松举措后的3年增加了30%。从融资余额来看,2015年年底达到65.7102万亿日元,时隔18年创新高,占日本国内银行整体融资的14%。   日本上次房地产融资高峰为1989年的房地产泡沫时期,达到10.4419万亿日元。当时随着地价暴涨,融资额在3年内翻翻。1990年日本财务省开始实施房地产融资总量规制的措施,成为房地产泡沫破裂的一个导火索。2015年公示地价同比下跌0.3%。金钱流入推高房地产价格的区域仅限东京、大阪、名古屋这三大都市圈。   日本大型银行表示,此次“特别是房地产投资信托(REIT)等对房地产基金的融资正在增加”。房地产投资信托瞄准收益性,向都市的办公楼和商业设施等投资。这和所有投资家投资房地产期待房价上涨的泡沫期不同。通过银行融资的扩大和日本银行的购入,房地产投资信托的资金筹措环境正在得到改善。1月房地产投资信托拥有的房地产资产约为14万亿日元,相当于3年前的1.5倍。   银行融资也通过房地产公司也流向了住宅楼市场。为了节税和投资,外国人和富裕阶层正在增加购买住宅楼。这也在推动住宅楼销售。2015年日本东京圈每套住宅楼的均价为5518万日元(约合人民币322.14万元),为1991年以来的最高。2015年年底,住宅楼业务良好的住友房地产的合并有利息负债达到3.1318万亿日元,1年增加约1400亿日元。 责任编辑:张玉洁 SF107相关的主题文章: